Free readiness check
Check a submitted Self Assessment return against HMRC’s announced MTD for Income Tax thresholds and start dates, then see a practical readiness checklist. Informational only — not tax advice.
Informational only — not tax advice. Based on HMRC’s announced return-year thresholds and start dates, checked 2026-07-10. MTD for Income Tax is UK-wide; it is not derived from the separate rUK Income Tax band table. This is a planning aid: check HMRC guidance or ask an accountant before acting.
The announced MTD for Income Tax phases apply to qualifying self-employment and property income.
HMRC uses a different submitted return for each announced phase. Do not use a generic current-income estimate here.
Total turnover from self-employment and property income before expenses, using the return-year basis above.
Records of the relevant self-employment and property income and expenses.
Software that can send MTD for Income Tax updates and the tax return to HMRC. A record-keeping spreadsheet alone may not do this.
Example return figures shown — replace them with your submitted-return details.
Your return-based check
Started 6 April 2026
HMRC phase indicated by the submitted return year and qualifying income you entered
What this means
You entered qualifying income over £50,000 from the 2024/25 return, which matches the income test for the phase that started on 6 April 2026. You said neither digital records nor compatible software is in place; if HMRC confirms you are in scope, check the current sign-up and filing steps now. HMRC confirmation, first-return rules and exemptions can change the answer, so check your HMRC account or an adviser.
What the MTD process involves
Informational only, not tax advice. This check uses the return year and figure you enter; it cannot verify HMRC correspondence, whether an exemption applies, first-return timing or every qualifying-income rule. Check the current GOV.UK guidance or an adviser.
Get your records in order next.
This free readiness check is for general planning — it is not filing software or tax advice. Confirm your position on GOV.UK.
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