Keeping your business expenses HMRC-ready in 15 minutes a week

The single biggest source of January misery for UK sole traders is reconstructing twelve months of business expenses from a drawer of receipts, a fragmented bank statement, and memory. Almost everyone says they'll do it differently next year. Almost nobody actually does.

It isn't laziness — nobody has shown them what "doing it differently" actually looks like in practice. The honest answer is fifteen minutes a week. That's it. The rest of this post explains exactly what those fifteen minutes consist of and why this small habit prevents the January problem entirely.