Painter Decorator Startup Guide

Setting up as a self-employed painter and decorator means handling business registration, public liability insurance for working inside customer property, CIS for builder subcontract work, COSHH for solvents and oil-based paints, work at height for ceilings and exteriors, and waste duties for paint tins and decorating debris. This guide covers business setup, insurance, the practical realities of pricing rooms versus day rates, supplier accounts for trade discounts, sample boards and dust control in occupied homes, and the first-90-days checklist for going from employed decorator to a steady local diary.